How can policyholders maximize cash value growth in a VUL?

To maximize cash value growth in a Variable Universal Life (VUL) policy, regular contributions of premiums combined with a strategic choice of high-performing investments are essential. Continuously contributing premiums ensures that the cash value within the policy increases steadily, providing ongoing opportunities for growth.

Additionally, selecting high-performing investments allows the cash value to potentially earn higher returns compared to more conservative options. In a VUL policy, the cash value is allocated among various investment choices, and by targeting those that are expected to perform well, policyholders can enhance their cash value significantly over time.

This approach leverages the flexible nature of VUL policies, enabling policyholders to adapt their investment strategies based on market conditions and personal financial goals. By maintaining consistent contributions and making informed investment choices, the overall performance and growth of the cash value can be maximized.