What would be the withdrawal value after one year, assuming specific investment parameters?

To determine the withdrawal value after one year in the context of a Variable Universal Life (VUL) or Universal Life Plan (ULP), one must consider key factors such as premiums paid, the cost of insurance, policy fees, interest credited to the cash value, and any withdrawals made during that year.

In this case, the withdrawal value is calculated based on the accumulation of cash value after deducting necessary charges and factoring in interest earned. The correct answer presents a value of Ps. 401,107.58, which likely reflects an accurate calculation involving these components.

This figure can be justified if, for example, the premiums paid were substantial relative to the fees and charges, the interest rate on the cash value was favorable, and any taxes or additional costs were taken into account while calculating the net amount available for withdrawal. Moreover, this withdrawal amount would imply that any withdrawals made were either within the policy's allowable limits or did not significantly impact the overall cash value accumulation.

By reviewing the investment parameters set forth in the question, you can see how specific elements like market performance, policy fees, and longevity of the policy impact the computed cash value, leading to the stated withdrawal amount in the case of choice C.